(43 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 156 comments

  • On Saturday, May 30, 2015, Cynthia Jones wrote:

    I received a yellow card 2015 Special Benefit Update
    FREE MEDICINES FOR SOUTH CAROLINA SENIORS.
    Reply postage FREE to "Information Service Center PO Box 2828, Vero Beach FL 32961-9903."

    How do the people get our information?

  • On Wednesday, May 27, 2015, Mary Krems wrote:

    Thank you Jean. I received the same one yesterday, May 26 and I almost sent it in. Thank heavens, I decided to check on line first.

  • On Sunday, May 24, 2015, Owens wrote:

    Got my (curiously unidentified sender) card notifying me I qualify for a "state-regulated program" to pay final expenses. The wording alone is enough to get my scam radar working.

    DON'T FALL FOR THIS BLATANT MAIL PHISHING SCAM!!!

  • On Saturday, May 23, 2015, Theresa Caruso wrote:

    Received a card about funeral expenses from Bational Response Center, Atlanta Georgia. They do not give a telephone # or e-mail address but want all my information . And, on the envelope there is warning that, " 2000.00 fine for 5 years imprisonment or both for any person obstructing the delivery of this letter." Imagine that !!!!! It is a SCAMM big time. Seniors do not fall for that.

  • On Sunday, May 17, 2015, Sharon wrote:

    I received a couple of these postcards stating that, "This benefit will pay for 100% of all funeral expenses up to $35,000. This payment is tax-free for FLORIDA residents." The postcard requests name, home address, phone number, age, spouse's age, and spouse's name. I admit that I was curious, but never responded. I would like to know if anyone has ever responded to this and what transpired after that.

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