(44 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 180 comments

  • On Wednesday, July 29, 2015, Sally wrote:

    This is absolutely NOT A SCAM!!!! These cards provide a way for client in need of insurance to connect with an Independent Insurance Agent. Th agents are contracted with multiple insurance companies to aide the person in need of coverage wen if they can not get insurance through more familiar named companies. Most agents work for private companies who do not advertise. This national response center is only the middle man! All they do is mailings to reach clients. THAT IS ALL!!! People don't believe everything you read on the internet!!!! These post cards can help you connect with a licensed insurance agent, just make sure that you're dealing with a quality agent by asking what company are they going to put you with and call the company to verify of that agent actually works for them.

  • On Monday, July 27, 2015, Deborah Holder wrote:

    My parents also received the one for $35,000 from "Information Processing Center, P.O. Box 4057, Marietta, GA 30061-9921". Also marked "Second Notice" in red making it seem really important. Glad I was with my mother when she picked up her mail.

  • On Monday, July 27, 2015, Virginia Foust wrote:

    I just think its's horrible that the people who can least afford it are the targets of so many scam artists. I honestly don't believe these people even have any kind of a conscience. I have been scammed a few times in the past to the tune of more than I can afford and it has cost me dearly. This supposed 'Final Expense Benefit for Illinois Residents Only' tried to scam me also, but I finally checked it out, thankfully before I sent it in. These types of people should spend many, many years in prison. That's only my opinion.

  • On Friday, July 24, 2015, Margaret Kenney wrote:

    Just received one of these cards which states: "This benefit will pay 100% of all funeral expenses up to $35,000. This payment is tax-free for
    Delaware residents." First clue the card came from Marietta GA. Forwarded this one to Matt Denn who is Delaware's Attorney General. Don't be fooled. This another scam aimed at "senior citizens".

  • On Thursday, July 23, 2015, Jane wrote:

    Received one today from senior information processing, p.o. box 4057,Marietta, GA 30061-9921. Wants to see if I qualify for a state regulated program to pay all my final expenses up to $35,000. Shredded it.

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