(43 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 168 comments

  • On Wednesday, June 24, 2015, Henry Hall wrote:

    I just received one from each of these companies and I am returning both prepaid envelopes filled with junk mail...my present to them.

  • On Saturday, June 20, 2015, Carla jasinski wrote:

    I received this card just today. Am sending it back with no information provided. I'm going to write "SCAM" on it with a black marker. Preying on seniors??? Horrible!

  • On Tuesday, June 16, 2015, Michael wrote:

    On June 15, I received the same letter that Sharon previously described: "This benefit will pay for 100% of all funeral expenses up to $35,000. This payment is tax-free for FLORIDA residents."

    The postcard requests name, home address, phone number, age, spouse's age, and spouse's name.

    It is to be returned, Business Reply Mail Permit No. 95, to:

    PO BOX 3310
    MARIETTA GA 30061-9852

    I'm returning it...with no "data".....

  • On Monday, June 15, 2015, Major Tucker wrote:

    I received my card 06/13/2015, we seniors on a very fixed income are always looking to save. Sometimes its a matter of dog(not for the dod) or hamburger so we are prime bate for scammers. However the old rule of thumb, if it sounds to good to be true it probably isn't. Thank you very much.

  • On Monday, June 15, 2015, Richard Hughes wrote:

    I received my card today. Thank you everyone for your comments. I cut out my name and address from the green card stuck it in envelope and mailed it back. Let the scammers pay for the postage.

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