(42 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 146 comments

  • On Tuesday, April 21, 2015, Sharon Goodman wrote:

    I received a yellow card 2015 special benefit update , FRESS MEDICINES FOR CALIFORNIA's SENIORS. Reply postage FRESS to "Information Service Center PO Box 2828, Vero Beach FL 32961-9903. It also seems to be to be true.

  • On Thursday, April 09, 2015, Roger Williasm wrote:

    A freind of mine didn't receive a post card but a letter stating in the head line "NEW 2015 BENEFIT UPDATE FOR WASHINGTON CITIZENS ONLY" "tHIS IS A PERSONAL ANNOUNCEMENT TO ALL Washington citizens age 50-85". "Return this form today and you will receive the latest information on how this Special Program will pay 100% of all funeral expenses not paid by government funds, up to $15,000(TAX FREE), for each Washington citizen covered."

  • On Saturday, April 04, 2015, Ron wrote:

    Glad I researched it. For Pa residents only? But the return address was Marietta, Georgia. That piqued my interest to research it. Plus, it seemed too good to be true.

  • On Wednesday, April 01, 2015, Fran dee wrote:

    got a card yesterday for 2015 for Pa. citizens, for funeral expenses in the amount of $35,000. Who is going to give you that amt.of money. Researched it, it is a scam.

  • On Monday, March 23, 2015, Debbie Henderickson wrote:

    I just received this postcard. It says you can get $32,000.00 in death benefits. The postcard is addressed to Approval Notification Center, PO Box 722409, San Diego, CA 92172-9871. I knew it was a scam so I Googled it, it says the PO Box is linked to the San Diego Convention Center.

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