(36 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly.

The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral). Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations.

The card also mentions that the program could get the qualifying seniors up to $15,000!

Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.”

Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

How to avoid:

Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry.

Make your friends and family aware of this scam by sharing it, using the buttons provided. 

There are 119 comments

  • On Monday, September 15, 2014, TFRANK wrote:

    I just received a post card today, and seen all the information they wanted and I immediately knew this was not right and check on google. Whom ever it is should be dealt with by a judge and jail time!

    Everybody wants my money - nobody gets nothing.

    That is my policy......

  • On Wednesday, September 10, 2014, dixie anderson wrote:

    I filled out the card and mailed it in a few months ago. On Monday, Sept.8, 2014, a young man showed up at my door and asked me if I remembered the card I mailed in, which he was holding in his hand, and I said yes. He said he was there to discuss it with me in person, something about "instead of mailing me the info". Anyway, I didn't talk with him and I didn't let him in my house. He came back on Tues. @ 2pm and I told him I wasn't interested. He still tried for a few minutes to talk me into listening to what he had to say and wanted to see my other ins. policy, which I refused to show him. Finally he left, but today (Wed. Sept.10, 2014), another young man, very pleasant and nice, came to my house, about 12:39pm, saying he was the supervisor over the other young man, and tried to get me to give him 5 minutes to come in and talk about what insurance they had and ,once again, he wanted to see my insurance policy that I already have. I refused, but he just kept on about wanting to see it. I just kept refusing. Now I am glad I did refuse after seeing all this. I had a bad feeling on Monday nite that this was a scam, but hadn't had the chance to look this up online yet. I am hoping they don't come back because I made it plain that I was not interested. Only regret is that they do have my info on the card, although it is not much info, still makes me nervous. The last guy did leave my card here with me, but that doesn't mean they didn't make a copy of it to keep thenselves. I am going to try and get the word out to people I know and my family. Always trust your gut feeling and know that if it sounds to good to be true, it most always is.

  • On Wednesday, September 10, 2014, Jide Olamijulo wrote:

    Thanks for your help exposing the scam
    I just received the mail in NY
    I almost became a victim

  • On Friday, August 29, 2014, Robert Rz wrote:

    Rich Gaz wrote: Since the post card is "Business Reply Mail" and the orginal sender gets charged when they receive it back, why don't we all put in bogus information on the cards and send them back. This way they'll get charged and any real information by be bypassed for bogus? I'm doing it since I got may card.

    Or, better yet, obscure your name and address on the back side of the postcard, then tape the post card to a brick or another heavy object and drop it in the mail. The post office has to deliver it and they get charged for the 2 or 3 or 5 pounds of junk you send them.

  • On Tuesday, August 26, 2014, carolyn chapman wrote:

    Don't scam the poor: i agree. Help me to alert an k.ow all scams. Thank you. God bless

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