(37 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly.

The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral). Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations.

The card also mentions that the program could get the qualifying seniors up to $15,000!

Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.”

Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

How to avoid:

Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry.

Make your friends and family aware of this scam by sharing it, using the buttons provided. 

There are 127 comments

  • On Monday, September 22, 2014, Mountainmama wrote:

    I received the same card. But being a former funeral director's wife, I knew to look very carefully at the card. This is not a legitimate offer. If you want to put a stop to them, simply take the card you receive, take a black marker and mark through all your information shown - your name, address, everything, even the black bar of marks underneath your name. Press heavily so as to mar the print. Do not fill it in where they ask for your name and date of birth. Your identity can be stolen with only those two little pieces of information. Then put the card back in the mail. Do not fill in the return address. Just write SCAM in the return address. If enough people do this, you can break up these sorts of suckers.

  • On Thursday, September 18, 2014, j walker wrote:

    I got the same thing in the State of Missouri. Figured it was probably a scam and thought, "I would just look it up on the internet" and here I am just like the rest of you, figured it was bogus. I like the idea of sending it back and making them pay for the postage. That Is what I am going to do. If you do this, be sure and cut off the portion that has the coding on it on the bottom right and also on the form.

  • On Monday, September 15, 2014, TFRANK wrote:

    I just received a post card today, and seen all the information they wanted and I immediately knew this was not right and check on google. Whom ever it is should be dealt with by a judge and jail time!

    Everybody wants my money - nobody gets nothing.

    That is my policy......

  • On Wednesday, September 10, 2014, dixie anderson wrote:

    I filled out the card and mailed it in a few months ago. On Monday, Sept.8, 2014, a young man showed up at my door and asked me if I remembered the card I mailed in, which he was holding in his hand, and I said yes. He said he was there to discuss it with me in person, something about "instead of mailing me the info". Anyway, I didn't talk with him and I didn't let him in my house. He came back on Tues. @ 2pm and I told him I wasn't interested. He still tried for a few minutes to talk me into listening to what he had to say and wanted to see my other ins. policy, which I refused to show him. Finally he left, but today (Wed. Sept.10, 2014), another young man, very pleasant and nice, came to my house, about 12:39pm, saying he was the supervisor over the other young man, and tried to get me to give him 5 minutes to come in and talk about what insurance they had and ,once again, he wanted to see my insurance policy that I already have. I refused, but he just kept on about wanting to see it. I just kept refusing. Now I am glad I did refuse after seeing all this. I had a bad feeling on Monday nite that this was a scam, but hadn't had the chance to look this up online yet. I am hoping they don't come back because I made it plain that I was not interested. Only regret is that they do have my info on the card, although it is not much info, still makes me nervous. The last guy did leave my card here with me, but that doesn't mean they didn't make a copy of it to keep thenselves. I am going to try and get the word out to people I know and my family. Always trust your gut feeling and know that if it sounds to good to be true, it most always is.

  • On Wednesday, September 10, 2014, Jide Olamijulo wrote:

    Thanks for your help exposing the scam
    I just received the mail in NY
    I almost became a victim

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