(36 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly.

The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral). Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations.

The card also mentions that the program could get the qualifying seniors up to $15,000!

Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.”

Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

How to avoid:

Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry.

Make your friends and family aware of this scam by sharing it, using the buttons provided. 

There are 115 comments

  • On Saturday, July 19, 2014, Linda wrote:

    I received this bogus letter, too, from Senior Benefits Dept. PO BOX 4057, Marietta, GA. Even the envelope looked bogus to me so I did a search. The BBB in GA mentioned it had 2 cases against the company for advertising issues. I have filled out a complaint with them. The BBB especially wants to know if certain groups are being targeted: military, seniors, etc. I will also contact the agencies listed above by Tina W. Thank you, Tina.

  • On Friday, July 18, 2014, Sick of this crap wrote:

    send back a blank piece of paper in their reply envelope, that way, they at least have to pay for the return postage... I HATE thieves that try to take advantage of people who are trusting... Can't trust anything anymore!

  • On Wednesday, July 16, 2014, ANONYMOUS wrote:


  • On Tuesday, July 15, 2014, Tina Williams wrote:

    I just got my 2nd offer and immediately went online to assure myself it is a scam and it is. It says for NC residents only and the benefits are for $35,000. Reporting them to the NC DOJ.gov (Dept. of Justice); 1-800 NO SCAM; Consumer Protection 877-556-6226 (NO SCAM); the Federal Trade Commission.gov.; the Federal Commerce Commission.gov. and the State Attorney Generals Office-- all should be listed in the front of the telephone directory or online.

  • On Monday, July 14, 2014, Kim wrote:

    SOS!!!!! I sent in my mail request, someone is coming out to my home tomorrow to discuss this program. What was I thinking??? No number on caller ID, I cannot call and cancel. Do I confront him at the door and send him on his way or do I just not answer the door??? Stupid thing to do!!

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