(44 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 179 comments

  • On Tuesday, May 05, 2015, Zegota wrote:

    Just received this postcard from LaGrane NC 28551-9900 I live in the State of Michigan in a wonderful area known as the Village of Spring Lake. They are "proud to announce a Senior Final Expense Program to help pay what Social Security does not pay. The Senior Plan will pay 100% of all funeral expenses not paid by Social Security, up to $25,000 for each Senior Citizen covered. To see if you qualify, mail this postage paid card today. You will not be charged for this information. This is a free service to you, check benefit requested from three thousand dollars, up to twenty-five thousands dollars or other".

    Beware, this smalls and looks like a scam.

  • On Saturday, May 02, 2015, Joyce wrote:

    My brother recieved this May 2,2015.For him for N.J.Citizens only.It came from Mariette Georgia,saying he was eligible for 35,000 dollars for his funeral expenses. It was an evil thing to do as my brother is in forth stage cancer. Whoever is doing this to people all evil and belong in hell at the very least.

  • On Monday, April 27, 2015, Kenneth wrote:

    On April 27. 2015 - I received a yellow card 2015 SPECIAL BENEFIT UPFDATE, FREE MEDICINES FOR NORTH CAROLINA'S SENIORS. Reply postage FRESE to "Information Service Center PO Box 2828, Vero Beach FL 32961-9903. Being I am retired invesigator and Cop, this reeks of a SCAM amied at us Seniors!

  • On Tuesday, April 21, 2015, Sharon Goodman wrote:

    I received a yellow card 2015 special benefit update , FRESS MEDICINES FOR CALIFORNIA's SENIORS. Reply postage FRESS to "Information Service Center PO Box 2828, Vero Beach FL 32961-9903. It also seems to be to be true.

  • On Thursday, April 09, 2015, Roger Williasm wrote:

    A freind of mine didn't receive a post card but a letter stating in the head line "NEW 2015 BENEFIT UPDATE FOR WASHINGTON CITIZENS ONLY" "tHIS IS A PERSONAL ANNOUNCEMENT TO ALL Washington citizens age 50-85". "Return this form today and you will receive the latest information on how this Special Program will pay 100% of all funeral expenses not paid by government funds, up to $15,000(TAX FREE), for each Washington citizen covered."

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