(42 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 147 comments

  • On Friday, August 29, 2014, Robert Rz wrote:

    Rich Gaz wrote: Since the post card is "Business Reply Mail" and the orginal sender gets charged when they receive it back, why don't we all put in bogus information on the cards and send them back. This way they'll get charged and any real information by be bypassed for bogus? I'm doing it since I got may card.

    Or, better yet, obscure your name and address on the back side of the postcard, then tape the post card to a brick or another heavy object and drop it in the mail. The post office has to deliver it and they get charged for the 2 or 3 or 5 pounds of junk you send them.

  • On Tuesday, August 26, 2014, carolyn chapman wrote:

    Don't scam the poor: i agree. Help me to alert an k.ow all scams. Thank you. God bless

  • On Friday, August 08, 2014, Michael Fleming wrote:

    The ZIP code printed on the post cards from Senior Benefits DEPT is 30061. My company, Senior Benefits OF GEORGIA is located in 30064 - also in Marietta, but completely unrelated. Many people erroneously call our office to be removed from the mailing list, but we can't help because the cards are not coming from us!

    We are delighted to help Georgia residents who would like to purchase a Final Expense whole life insurance policy and encourage anyone who is interested in that type of product to work with a licensed broker in their area. There is no secret government benefit to register for.

  • On Wednesday, August 06, 2014, Jamie wrote:

    I've been receiving these letters, and I'm not even close to being a senior. I sent back the card with "REMOVE me from your mailing list" on it. At least it's free postage, but there is no phone number listed, which I would like to talk to someone to get removed as well.

  • On Saturday, August 02, 2014, Patti wrote:

    I wrote "Take me off your mailing list Please!!" across the card and mailed it back. If I receive any more, I will look into this and see if something can be done about this company mail this junk out to us. Try sending them back with a message on them. Just make sure you keep a copy, dated with the return date. See if you receive more after requesting to be taken off their mail list. Where are they getting our information anyway? If we can find that out, and they are getting it our information illeaglly, a suit probably can be brought against them. Also I think they have to quit sending info to us if we request that it be stopped.

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