(43 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 155 comments

  • On Thursday, October 09, 2014, w Parrish wrote:

    If u really want to be nasty ......cut the bar codes and your address off then tape the card to a 5 pound box of trash and mail it back

  • On Wednesday, October 08, 2014, Jan wrote:

    I received a card today and looked up the address and found this site. There is a special place in hell for those who prey upon the elderly. Shame on them.

  • On Wednesday, October 08, 2014, chevy shivaee wrote:

    received message from senior benefits dept. in GA, that I may qualify for a new state regulated final expenses of your medical condition, and funeral expenses up to $ 35.000.00. 2014 benefit. is this message a scam?

  • On Monday, September 22, 2014, Mountainmama wrote:

    I received the same card. But being a former funeral director's wife, I knew to look very carefully at the card. This is not a legitimate offer. If you want to put a stop to them, simply take the card you receive, take a black marker and mark through all your information shown - your name, address, everything, even the black bar of marks underneath your name. Press heavily so as to mar the print. Do not fill it in where they ask for your name and date of birth. Your identity can be stolen with only those two little pieces of information. Then put the card back in the mail. Do not fill in the return address. Just write SCAM in the return address. If enough people do this, you can break up these sorts of suckers.

  • On Thursday, September 18, 2014, j walker wrote:

    I got the same thing in the State of Missouri. Figured it was probably a scam and thought, "I would just look it up on the internet" and here I am just like the rest of you, figured it was bogus. I like the idea of sending it back and making them pay for the postage. That Is what I am going to do. If you do this, be sure and cut off the portion that has the coding on it on the bottom right and also on the form.

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