(41 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly.

The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral). Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations.

The card also mentions that the program could get the qualifying seniors up to $15,000!

Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.”

Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

How to avoid:

Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

Make your friends and family aware of this scam by sharing it, using the buttons provided. 

There are 137 comments

  • On Tuesday, July 15, 2014, Tina Williams wrote:

    I just got my 2nd offer and immediately went online to assure myself it is a scam and it is. It says for NC residents only and the benefits are for $35,000. Reporting them to the NC DOJ.gov (Dept. of Justice); 1-800 NO SCAM; Consumer Protection 877-556-6226 (NO SCAM); the Federal Trade Commission.gov.; the Federal Commerce Commission.gov. and the State Attorney Generals Office-- all should be listed in the front of the telephone directory or online.

  • On Monday, July 14, 2014, Kim wrote:

    SOS!!!!! I sent in my mail request, someone is coming out to my home tomorrow to discuss this program. What was I thinking??? No number on caller ID, I cannot call and cancel. Do I confront him at the door and send him on his way or do I just not answer the door??? Stupid thing to do!!

  • On Tuesday, July 08, 2014, Marcia Jones wrote:

    Just recieved a card from Senior Benefits Dept. P.O Box 4057 Marietta, Ga. 30061-9921....States 2014 Benefits. For Kentucky Citizens Only. You may qualify for a new state regulated life insurance program to pay final funeral expenses for just pennies a day regardless of your health and past medical condition even you was turned down before. Can pay 100 percent of all funeral expenses of $35,000. Free for Ky. residents. Fill out name address which they already have. Phone number.. Spouse's age and name. Looked up this company in business since 2010. A scam no doubt.

  • On Sunday, July 06, 2014, jewelant wrote:

    I just recieved a VERY official looking letter from Senior Benefits Dept. (they had to abbreviate) Stamped on the front is "SECOND NOTICE/TIME SENSITIVE" from PO Box 4057 Marietta GA. And it also says "Important document enclosed" on the outside. Immediately, before even opening the thing I knew that it was some kind of scam.

    But just to backup here, they do a chameleon act and make out like they are from some sort of account that you already have such as a government account. This angers me to no end.

    Upon opening this letter I find very similar information about what you are entitled to and the information they requested was shocking. They wanted:
    MY HOME ADDRESS (????)

    Please tell anyone and everyone you know about this. And report them to whomever might be an official. This should be illegal. It is just official enough that a lot of people might fill it out worrying that they are missing something . . .

  • On Saturday, July 05, 2014, Rich Gaz wrote:

    Since the post card is "Business Reply Mail" and the orginal sender gets charged when they receive it back, why don't we all put in bogus information on the cards and send them back. This way they'll get charged and any real information by be bypassed for bogus? I'm doing it since I got may card. :)

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