(43 votes)

Post Card for Seniors

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How the scam works:

Scammers design and send countless post cards to neighborhoods populated by the elderly. The card informs the recipient “an approved senior final expense program is now available, to help pay for the senior’s final expenses." (aka funeral).

The card also mentions that the program could get the qualifying seniors up to $15,000! Indeed, the call to action is at the end of the card, stating: “It is your legal right as a taxpayer to receive all the information available to you. You must complete this request form within 5 days.” Seniors fall for this and are required to pay not only a “small” application fee, but also to give all their personal information.

Watch the video below to see a short educational video about general burial insurance.

Low Cost Burial Insurance Educational Video

How to avoid:

Don't get us wrong, there are legitimate services out there (independent insurance agents) that provide that kind of programs, but this refers only to the scammers who impersonate those real organizations. Tell your elders to let you know whenever they get such things in the mail. Take a closer look at the names used, research, and determine if the mail comes from legitimate services or bogus ones. Better safe than sorry. You can report the scam on this page: Federal Trade Commission Report.

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There are 168 comments

  • On Tuesday, March 03, 2015, Jerry wrote:

    Got a card today (03/03/2015) from "Program Processing Center, 2020 Pennsylvania Ave NW Suite 973, Washington, DC 20077-2446". The card was titled "NEW 2015 BENEFIT UPDATE FOR FL CITIZENS ONLY".

    THIS IS A SCAM. THIS ADDRESS IS A "MAIL STOP". Report them as scammers!!

  • On Thursday, February 12, 2015, Miriam Neal wrote:

    I received one of these pretaining to NC residents only. It always
    Makes me sceptical when thdy want your phone number on the
    Postcard that also has your address that is now open to the world. Also states program is not affiliated with or endorsed by
    Any government program. You can't trust anyone.

  • On Wednesday, February 04, 2015, BSA wrote:

    We got one today ONLY for IN residents..aren't we special? I crammed it full of trash in their prepaid envelope and will ship it out tomorrow with not so nice notes included.

  • On Saturday, January 10, 2015, S. E. Winter wrote:

    I am an insurance agent in Ohio. We send out similar cards to create LEADS. When someone returns the card, I contact them and if they are under insured or uninsured, we get them a Policy. I am with HOWE Insurance Company - HISCO. I can tell you there are NO fees to meet with us, and we represent some of the BEST insurance companies out there for seniors. I treat everyone very ethically, and often times talk seniors OUT OF taking out a policy (ie some people I meet with want to switch companies just because they like me - if it is not to their advantage either by getting them a lower rate or a policy with better benefits, I simply refuse and tell them why). I am certain there are scam artists out there - as there are in every industry. But I can tell you the cards I send out in Ohio (which appear somewhat similar) if you get one, you will be treated extremely well, and with total honesty. Feel free to call me at 614-560-7710 with any questions or if I can help with any life insurance issues.

  • On Wednesday, January 07, 2015, Lou Ann Cagle wrote:

    It is also given a credit rating of D- by the BBB!

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